Service · Mortgage broker
Your mortgage, on the best terms
Specialised mortgage advice and processing under the Spanish Real Estate Credit Contracts Act. We analyse your financial profile to negotiate the best financing terms on the market, supporting you through the whole study and signing process with the bank.
Mortgage broker
What's included
Feasibility study
We review income, savings, debt and employment so you know what you'll be granted before going to the bank.
Bank negotiation
We present your case to several lenders and negotiate rate, product tie-ins and fees.
Up to 100% financing
For eligible profiles we look for 90-100% financing options.
Remortgage
We review your current mortgage to see whether switching bank or terms pays off.
Debt consolidation
We look at combining loans to lower your monthly payment.
Notary support
We review the FEIN and binding offer and stay with you until signing.
How it works
- 1
Form
Give us the basics in 3 minutes with the form on this page.
- 2
First screening
An advisor checks feasibility and calls you with a first assessment.
- 3
Documents
We collect payslips, tax return and employment history.
- 4
Negotiation
We send the case to banks and compare offers.
- 5
Signing
Binding offer, notarial deed and mortgage signing.
Who it's for
- First-time buyers
- Investors buying to let
- Anyone wanting to improve their current mortgage
- Self-employed and variable-income profiles
Bernat Ferrés
Property Manager
Mortgage broker
Free mortgage study
Answer a few questions and get a first feasibility assessment. No obligation.
How much can I borrow?
As a rule of thumb, your mortgage payment plus other loans shouldn't exceed 35% of net monthly income. The form gives you a first estimate.
Is 100% financing possible?
Yes, for profiles with stable employment and a good debt ratio. You'll still need to cover taxes and costs (approx. 10-12% of the price).
Does your service cost anything?
The initial study is free and without obligation. If we go ahead, we'll set out our fees in writing beforehand, as required by law.
What documents will I need?
ID, recent payslips, tax return, employment history and, if applicable, the deposit contract and statements for other loans.
What do you need the mortgage for? *